Emmet Housing Solutions Fund

Everything starts at home: health, well-being, learning, safety. Yet finding a safe, affordable home remains a significant challenge for many individuals and families in Emmet County. Homes and apartments across price ranges are in short supply, and construction and material costs continue to rise alongside land costs.

In recent years, the Little Traverse Bay Housing Partnership, a collaborative of local individuals and organizations, has taken a look at the various challenges to creating attainable housing. One main challenge for creating new housing is simply the cost of purchasing land and ensuring that it meets environmental and zoning requirements for development. Additional costs may also include legal and engineering fees, designs and site plans, to name only a few.

In order to help overcome some of these barriers to building homes, the Petoskey-Harbor Springs Area Community Foundation established the Emmet Housing Solutions Fund in December 2019 with support from the Frey Foundation. This fund provides a financial resource to address the costs of creating homes, focusing in part on the early development costs. The fund also provides grant support to existing nonprofit organizations and local government agencies who are actively working on housing. The fund makes both grants and loans, and will actively partner with others to leverage additional resources to meet these challenges.

To serve as a true catalyst in bringing significant resources to address the myriad issues limiting safe, affordable homes in Emmet County, the Community Foundation seeks to raise $500,000 for the Emmet Housing Solutions Fund by 2022.

To learn more about the fund, please contact David L. Jones, Executive Director, at djones[at]phsacf.org or call (231) 348-5820

GRANTS AT WORK: The first grant from the Emmet Housing Solutions Fund went to Northwest Michigan Habitat for Humanity in November 2020 to support infrastructure costs at two of its home build sites: one in Oden (shown here) and one in Alanson. The funds supported unanticipated costs which included new wells at both sites, the removal of a sewer line, and relocation of a utility pole.